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📝 NABARD Grade A Exam Pattern 2026: Phase 1, Phase 2, Psychometric, Interview

Latest NABARD Grade A pattern explained with official structure: qualifying vs merit sections, marks, duration, negative marking, calling ratio, and final selection logic.

Quick Answer

NABARD Grade A for General/RDBS follows: Phase 1 (objective) -> Phase 2 (objective + descriptive) -> Psychometric (mandatory) -> Interview.

Phase 1 Pattern (Prelims)

Section Questions Marks Category
Reasoning 20 20 Qualifying
English Language 30 30 Qualifying
Computer Knowledge 20 20 Qualifying
Quantitative Aptitude 20 20 Qualifying
Decision Making 10 10 Qualifying
General Awareness 20 20 Merit
Economic & Social Issues 40 40 Merit
Agriculture & Rural Development 40 40 Merit
Total 200 200

Key Rules

  • Composite time: 120 minutes.
  • Negative marking: 1/4th mark deduction per wrong answer.
  • Merit shortlisting for Phase 2 is based on merit section performance.
  • Cut-offs are applied on individual tests and total score.

Phase 2 Pattern (Mains)

Paper Format Marks Time
Paper 1: General English Descriptive (typed) 100 90 min
Paper 2: ESI + ARD Objective (30 Q, 50 marks) + Descriptive (50 marks) 100 120 min
Total 200

Paper 2 descriptive pattern in recent notification:

  • 6 descriptive questions asked,
  • attempt 4 (2 x 15 marks and 2 x 10 marks).

Psychometric and Interview

  • Psychometric test: mandatory, MCQ-based, 90 minutes (as per latest notice format).
  • Interview: 50 marks.
  • Final selection for RDBS/Legal is based on Phase 2 + Interview, with tie-break rules defined in the official notice.

Tie-Break Rule (Important but Often Missed)

If total marks are equal at final stage, recent notification logic gives preference in this order:

  1. higher marks in Main Examination,
  2. higher qualification / higher graduation marks (as applicable),
  3. senior age.

Calling Ratio Insight

Recent official notice states maximum calling ratios of:

  • up to 1:25 for mains,
  • up to 1:3 for interview.

This is why Phase 1 filtering and Phase 2 depth both matter.

What This Means for Preparation

  1. Keep qualifying sections at safe level, but do not over-allocate time.
  2. Build GA + ESI + ARD as rank-driving blocks.
  3. Start descriptive writing before prelims.
  4. Track official notice every cycle for structural changes.

FAQs

Are Phase 1 marks added to final merit in NABARD Grade A?

For recent RDBS/Legal pattern, final ranking is based on Phase 2 and interview, while Phase 1 is a screening stage.

Is there negative marking in NABARD Grade A?

Yes. 1/4th mark is deducted for each wrong answer in objective tests.

Is psychometric test compulsory?

Yes, recent notifications show it as mandatory before final interview-stage progression.

Can I attempt NABARD Grade A papers in Hindi?

Candidates can answer as per language options allowed in official pattern; English Language test remains English-only.

Next Step

Read Detailed Syllabus and map this pattern to weekly targets.

Official References