🦸🏼‍♂️ Recent Extension Programme

Green Revolution– Krishonnati Yojana

• The ‘Green Revolution - Krishonnati Yojana’ was approved coterminous with the period of the Fourteenth Finance Commission from 2017-18 to 2019-20.
• It is an Umbrella Scheme comprising both Central Sector as well as Centrally Sponsored Schemes/Missions.
• Total Funding: Rs. 33,269 crore.
• This Umbrella Scheme has the following twelve Schemes/Missions:

1. Mission for Integrated Development of Horticulture (MIDH)
2. National Food Security Mission (NFSM)
3. National Mission for Sustainable Agriculture (NMSA)
4. National Mission on Oil Seeds and Oil Palm (NMOOP)
5. Sub-Mission on Agriculture Extension (SMAE)
6. Sub-Mission on Seeds & Planting Material (SMSP)
7. Sub-Mission on Agricultural Mechanisation (SMAM)
8. Sub-Mission on Plant Protection and Plant Quarantine (SMPPQ)
9. Integrated Scheme on Agricultural Census, Economics and Statistics
10. Integrated Scheme on Agricultural Cooperation
11. Integrated Scheme on Agricultural Marketing (ISAM)
12. National e-Governance Plan in Agriculture (NeGP-A)

National Mission on Sustainable Agriculture (NMSA)

• National Mission for Sustainable Agriculture (NMSA) has been formulated for enhancing agricultural productivity especially in rainfed areas focusing on integrated farming, water use efficiency, soil health management and synergizing resource conservation.
• Made operational from 2014-15. From the year 2018-19, NMSA is being implemented as submission/sub-umbrella scheme under Umbrella Scheme of ‘Green Revolution-Krishonnati Yojana’.
• NMSA derives its mandate from Sustainable Agriculture Mission which is one of the eight Missions outlined under National Action Plan on Climate Change (NAPCC) in 2008.

Components

Centrally Sponsored Schemes

• Rainfed Area Development (RAD)
• Sub Mission on Agro Forestry (SMAF)
• Soil Health Management (SHM)
• Paramparagat Krishi Vikas Yojana (PKVY)

Central Sector Schemes

• Soil and Land Use Survey of India (SLUSI)
• National Rainfed Area Authority (NRAA)
• Mission Organic Value Chain Development in North Eastern Region (MOVCHNER)
• National Centre of Organic Farming (NCOF)
• Central Fertilizer Quality Control and Training Institute (CFQC&TI)

Sub-Mission on Agroforestry (SMAF)

• Launched in 2016-17 to encourage and expand tree plantation on farm land as a follow up to National Agroforestry Policy - 2014.
• It was approved for the period of four years 2016-17 to 2019-20.
• The SMAF with slogan “Har Medh Par Pedh” has the following broad objectives:
  • To encourage and expand tree plantation in complimentary and integrated manner with crops and livestock on farm land.
  • To ensure availability of quality planting material.
  • To popularize various Agroforestry practices/models.
  • To provide extension and capacity building support to agroforestry sector.
  • To create database, information and knowledge support in the area of Agroforestry.

National Rainfed Area Authority (NRAA)

• National Rainfed Area Authority (NRAA) was established as an attached office of DAC&FW on 3rd November, 2006.

National Centre for Organic Farming (NCOF)

• NPOF (National Project for Organic Farming) is being implemented by National Centre of Organic Farming at Ghaziabad (U.P.) and its six Regional Centres at Bangalore, Bhubaneshwar, Panchkula, Imphal, Jabalpur and Nagpur.
• Besides working for realization of targets under NPOF, NCOF and RCOFs are also performing specific roles in promotion of organic farming.

Quality Control of Fertilizers

• The GoI declared the fertilizer as essential commodity under Essential Commodity Act, 1955 and promulgated the Fertilizer Control Order, 1985 (FCO).

Soil Health Management (SHM)

👉🏻 Will study in Soil Science

Parampragat Krishi Vikas Yojana

• First comprehensive scheme launched as a Centrally Sponsored Programme (CSP) from 2015-16 which now has been revised for next 3 years.
• The scheme is implemented with a 90 : 10 (GoI : State Govt.) funding pattern in 8 states and 3 hilly states of J & K, Himachal Pradesh, and Jharkhand, 100% in Union Territory and 60 : 40 funding pattern in remaining states of the county.
• The scheme PKVY is implemented by the State Government on per hectare basis for 500-1000 hectare area each cluster.
• A group of farmers having a total area of 20 hectare as far as possible in contagious patch within a village.
• The farmer within a group can avail benefit to a maximum of 2 ha. and the limit of assistance is Rs 50,000 per hac., out of which 62% i.e., Rs. 31,000 is given as incentives to a farmer for organic conversion, organic inputs, on farm inputs, production infrastructure, etc.

Mission Organic Value Chain Development for North Eastern Region (MOVCDNER)

• Central Sector Scheme entitled “Mission Organic Value Chain Development”
• Implementation in NE states during 2015-16 to 2017-18.

Integrated Scheme on Agricultural Marketing (ISAM)

• Strated in 2014.
• During 2017-18, National Agriculture Market Scheme popularly known as e-NAM scheme has also been made part of it.
• The ISAM has six sub-schemes namely
  • 1. Agricultural Marketing Infrastructure (AMI)
  • 2. Marketing Research and Information Network (MRIN)
  • 3. Strengthening of Agmark Grading Facilities (SAGF)
  • 4. Training, Research and Consultancy through Choudhary Charan Singh National Institute of Agricultural Marketing (NIAM)
  • 5. Agri-business Development through Venture Capital Assistance (VCA) and Project Development Facility
  • 6. National Agriculture Market (e-NAM)

National Agricultural Markets (e-NAM)

• Launched in April, 2016.
• National Agriculture Market (eNAM) is a pan-India electronic trading portal which networks the existing APMC mandis to create a unified national market for agricultural commodities.
• Total 1000 Mandis have been connected to eNAM portal.
• Small Farmers Agribusiness Consortium (SFAC) is the lead agency for implementing eNAM under the aegis of Ministry of Agriculture and Farmers’ Welfare, Government of India.

Agricultural Market Infrastructure (AMI)

• The erstwhile two schemes viz. (i) Grameen Bhandaran Yojana (GBY) implemented since 01.04.2001, and (ii) Scheme for Strengthening Development of Agricultural Marketing Infrastructure, Grading & Standardization (AMIGS) implemented since 20.10.2004 have been subsumed into one scheme knows-Agricultural Marketing Infrastructure (AMI) w.e.f. 2014.
• The scheme had been stopped after 05.08.2014 for new projects of General category and after 31.012.2016 for new projects of SC/ST NER category.
• Now the Government has re-launched the scheme w.e.f. 22.10.2018.

National Food Security Mission (NFSM)

• NFSM was launched in 2007 to increase the production of Rice, Wheat and Pulses by 10, 8 and 2 million tonnes, respectively by the end of 11th Plan.
• The Mission was continued during 12th Plan with new target of additional production of 25 million tonnes by the end of 12th plan.
• Beyond 12th Plan (2017-18 to 2019-20), the programme has been decided to continue with new targets to achieve 13 million tonnes additional food grains production comprising Rice – 5 million tonnes, Wheat – 3 million tonnes, Pulses – 3 million tonnes and Nutri-cum-Coarse Cereals (Maize & Barley) – 2 million tonnes by 2019-20.
• Funding pattern: The programme is being implemented 60 : 40 sharing basis between GoI and state and 90 : 10 sharing basis for North Eastern States and 3 Himalayan States from 2015-16.
• NFSM is being implemented in identified districts of 29 states and 638 districts of the country.
• Components
  • NFSM - Rice
  • NFSM - Wheat
  • NFSM - Pulses
  • NFSM - Coarse cereals
  • NFSM - Nutri-Cereals

Components/activities of NFSM

• Demonstration of improved package of practices
• Demonstration of System of Rice Intensification (SRI)
• Distribution of high yielding variety seeds of rice, wheat and pulses and hybrid rice.
• Soil ameliorants, such as gypsum/lime/micro nutrients to restore soil fertility for higher productivity.
• Integrated Pest Management (IPM)
• Improved farm machineries, including water-saving devices have been distributed.
• Farmers’ field school (FFS) level trainings.
• In addition several lakhs block demonstration has been conducted during the 2010 kharif under the A3P.

National Food Security Act, 2011

National Rural Livelihood Mission (NRLM)

• N.R.L.M. was launched by the Ministry of Rural Development in June, 2011.
• This programme is supported by the World Bank with a credit of $1 Billion.
• Ministry of Rural Development, Government of India has launched National Rural Livelihood Mission (NRLM) by restructuring Swarnajayanti Gram Swarozgar Yojana (SGSY) replacing the existing SGSY scheme.
• NRLM set out with an agenda to cover 7 Crore rural poor households, across 600 districts, 6000 blocks, 2.5 lakh Gram Panchayats and 6 lakh villages in the country through self-managed Self Help Groups (SHGs) and federated institutions and support them for livelihoods collectives in a period of 8-10 years.

National Rural Livelihood Mission (NRLM) — Aajeevika

• With effect from 1st April 2013, NRLM was rebranded completely as Aajeevika to highlight its focus on livelihoods for the rural poor.
• NRLM was renamed as DAY-NRLM (Deendayal Antyodaya Yojana - National Rural Livelihoods Mission) w.e.f. March 29, 2016.
• Mission: The DAY-NRLM is the flagship programme of Government of India for promoting poverty reduction through building strong institutions of the poor, particularly women, and enabling these institutions to access a range of financial services and livelihoods.
• DAY NRLM adopts a demand driven approach, enabling the States to formulate their own State specific poverty reduction action plans.

Key Features of DAY-NRLM

• DAY-NRLM would ensure adequate coverage of vulnerable sections of the society such that 50% of the beneficiaries are SC/STs, 15% are minorities and 3% are persons with disability, while keeping in view the ultimate target of 100% coverage of BPL families.
• SHG Federations: All SHGs in a village come together to form a federation at the village level.
• Provision of Interest Subvention: DAY-NRLM has a provision for subvention on interest rate above 7% per annum for all eligible SHGs, who have availed loans from mainstream financial institutions.
• Funding Pattern: DAY-NRLM is a Centrally Sponsored Scheme and the financing of the programme would be shared between the Centre and the states in the ratio of 60 : 40 ( 90:10 in case of North Eastern States including Sikkim; completely from the Centre in case of UTs).
• Phased Implementation: DAY-NRLM would reach all districts by the end of 12th Five-year Plan.
• Rural Self Employment Training Institutes (RSETIs):
  • Rural Development Self Employment Institute (RUDSETI) — a collaborative partnership between SDME Trust, Syndicate Bank and Canara Bank.
  • DAY-NRLM would encourage public sector banks to set up RSETI all districts of the country, which is sponsered by Lead bank of the district.
  • Trainees’ between age of 18-35 years will be eligible for selected Skill and placement.

Financial Assistance to the SHGs

• Women SHGs under DAY-NRLM consist of 10-20 persons, this number may be a minimum of 5 persons.
• DAY-NRLM, MoRD, will provide Revolving Fund (RF) support as corpus ranging between ₹20,000 - ₹30,000 per SHG to strengthen their institutional and financial management capacity and build a good credit history within the group.
• SHGs in existence for a minimum period of 3/6 months and follow the norms of good SHGs known as Panchasutras, viz., regular meetings, regular savings, regular internal lending, regular recoveries and maintenance of proper books of accounts, and which have not received any RF earlier will be eligible for such support.

Security and Margin

• For loans to SHGs up to ₹10 lakh, no collateral and no margin will be obtained. No lien should be marked against savings bank accounts of SHGs and no deposits should be insisted upon while sanctioning loans.
• For loans to SHGs above ₹10 lakh and up to ₹20 lakh, no collateral should be obtained, and no lien should be marked against savings bank account of SHGs. However, the entire loan (irrespective of the loan outstanding, even if it subsequently goes below ₹10 lakh) would be eligible for coverage under Credit Guarantee Fund for Micro Units (CGFMU).
• One woman in every SHG under DAY-NRLM may be provided a loan up to ₹1 lakh under the MUDRA Scheme, if she is otherwise eligible.
• Banks are advised to provide minimum OD facility of ₹5000 to every woman SHG member having PMJDY account in accordance with the guidelines issued by Indian Banks’ Association (IBA). Banks may regularly share data on OD limit to members of women SHGs in a mutually agreed format and periodicity with DAY-NRLM.

Introduction of Interest subvention

• DAY-NRLM has a provision for interest subvention, to cover the difference between the Lending Rate of the banks and 7 %, on all credit from the banks/ financial institutions availed by women SHGs, for a maximum of 3,00,000/- per SHG.
• In 250 identified districts, banks will lend to the women SHGs @ 7 % up to an aggregated loan amount of 3,00,000/-. The SHGs will also get additional interest subvention of 3% on prompt payment, reducing the effective rate of interest to 4%.
• All women SHGs under DAY-NRLM will be eligible for interest subvention on prompt payment to the extent of difference between lending rates and 7 % for the loan up to Rs. 300,000/- subject to maximum of 5.5 % or as prescribed by the MoRD.

Loan

• Eligibility Criteria for SHGs to avail loans:
  • SHGs should be in active existence for at least 6 months as per their books of accounts (and not from the date of opening of S/B account).
  • SHGs should be practicing Panchasutras.
• Emphasis is laid on multiple doses of assistance under DAY-NRLM. This would mean assisting a SHG over a period of time, through repeat doses of credit, to enable the group to access higher amounts of credit for taking up sustainable livelihoods and improving the quality of life.
• SHGs may avail either Term Loan (TL) or a Cash Credit Limit (CCL) or both based on their requirement. In case of need, additional loan may be sanctioned even though the previous loan is outstanding, based on the repayment behavior and performance of the SHG.
• In case of CCL, banks are advised to sanction a minimum loan of ₹6 lakh to each eligible SHG for a period of 3 years with a yearly drawing power (DP). The drawing power may be enhanced annually based on the repayment performance of the SHG.
• The drawing power may be calculated as follows:
  • First year: *6 times *of the existing corpus or minimum of ₹1.5 lakh, whichever is higher.
  • Second year: 8 times of the corpus at the time of review/enhancement or minimum of ₹3 lakh, whichever is higher.
  • Third year: Minimum of ₹6 lakh based on the Micro Credit Plan (MCP) prepared by SHG and appraised by the federations/support agency and the previous credit history.
  • Fourth year onwards: Above ₹6 lakh, based on the MCP prepared by SHG and appraised by the federations/support agency and the previous credit history.
• In case of Term Loan, banks are advised to sanction loans in doses as mentioned below:
  • First dose: 6 times of the existing corpus or minimum of ₹1.5 lakh, whichever is higher.
  • Second dose: 8 times of the existing corpus or minimum of ₹3 lakh, whichever is higher.
  • Third dose: Minimum of ₹6 lakh, based on the MCP prepared by the SHGs and appraised by the federations/support agency and the previous credit history.
  • Fourth dose onwards: Above ₹6 lakh, based on the MCP prepared by the SHGs and appraised by the federations/support agency and the previous credit history.
• Corpus is inclusive of revolving funds, if any, received by the SHG, its own savings, interest earned by the SHG from on-lending to its members, income from other sources, and funds from other sources in case of promotion by other institutes/NGOs.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

• The Ministry of Rural Development (MoRD) announced the Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) Antyodaya Diwas, on 25th September 2014. DDU-GKY is a part of the National Rural Livelihood Mission (NRLM), tasked with the dual objectives of adding diversity to the incomes of rural poor families and cater to the career aspirations of rural youth.
• DDU-GKY is uniquely focused on rural youth between the ages of 18 and 35 years^{NABARD 2019} from poor families.
• As a part of the Skill India campaign, it plays an instrumental role in supporting the social and economic programs of the government like the Make In India, Digital India, Smart Cities and Start-Up India, Stand-Up India campaigns. Over 180 million or 69% of the country’s youth population between the ages of 18 and 35 years, live in its rural areas. Of these, the bottom of the pyramid youth from poor families with no or marginal employment number about 55 million.