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IBPS PO & SBI PO Cutoff Analysis 2026-2026

Year-wise cutoff analysis for IBPS PO and SBI PO — Prelims cutoff, Mains cutoff, category-wise marks, and safe score targets for 2026.

IBPS PO Prelims Cutoff (Overall — General Category)

Year English Quant Reasoning Overall Cutoff
2024 8.50 8.75 9.50 52.50
2023 7.75 8.25 8.75 49.25
2022 9.00 8.00 9.25 53.25
2021 7.00 7.50 8.00 46.75
2020 7.50 8.00 8.50 48.25

Analysis:

  • Overall cutoff has been rising — from ~47 to ~53 over 5 years
  • Sectional cutoffs are typically 7-10 marks (out of 30-35)
  • Even scoring 60+ doesn't guarantee clearing if you fail one section
  • Target: 65-72 marks in Prelims for comfortable clearance

IBPS PO Mains Cutoff (Overall — General Category)

Year Total Cutoff (out of 225) Approx. Percentage
2024 98.75 43.9%
2023 93.50 41.6%
2022 101.25 45.0%
2021 88.00 39.1%
2020 91.50 40.7%

Analysis:

  • Mains cutoff fluctuates between 88-101 marks out of 225
  • This means you need ~40-45% marks to clear Mains
  • Sounds easy, but remember — 200 marks are objective MCQ with negative marking
  • The 25-mark descriptive paper can be a differentiator
  • Target: 110-120 marks for a safe Mains score

SBI PO Prelims Cutoff (Overall — General Category)

Year English Quant Reasoning Overall Cutoff
2024 9.25 10.50 11.00 61.75
2023 8.75 9.25 10.25 57.50
2022 10.00 10.75 11.50 63.25
2021 8.00 8.50 9.75 53.00
2020 8.25 9.00 10.00 55.25

Analysis:

  • SBI PO cutoff is significantly higher than IBPS PO (55-63 vs 47-53)
  • Fewer vacancies + more applicants = higher competition
  • Reasoning section consistently has the highest sectional cutoff
  • Target: 70-78 marks for safe clearance

SBI PO Mains Cutoff (Overall — General Category)

Year Total Cutoff (out of 250) Approx. Percentage
2024 112.50 45.0%
2023 107.25 42.9%
2022 118.00 47.2%
2021 99.50 39.8%
2020 103.75 41.5%

Analysis:

  • SBI PO Mains cutoff: 100-118 out of 250
  • Descriptive paper (50 marks) carries significant weight
  • Good letter + essay can add 35-40 marks easily
  • Target: 125-140 marks for a comfortable clearance

Category-Wise Cutoff Comparison (Prelims)

IBPS PO Prelims 2024

Category Overall Cutoff
General 52.50
OBC 48.75
SC 39.00
ST 31.50
EWS 47.25
PwD 22.00

SBI PO Prelims 2024

Category Overall Cutoff
General 61.75
OBC 56.50
SC 44.25
ST 36.00
EWS 55.00

Target Scores for 2026

Based on the trend analysis, here are recommended target scores:

IBPS PO 2026

Stage Safe Target Competitive Target
Prelims 65+ / 100 72+ / 100
Mains (Objective) 95+ / 200 110+ / 200
Mains (Descriptive) 18+ / 25 22+ / 25
Interview 45+ / 100 60+ / 100

SBI PO 2026

Stage Safe Target Competitive Target
Prelims 72+ / 100 78+ / 100
Mains (Objective) 105+ / 200 120+ / 200
Mains (Descriptive) 35+ / 50 42+ / 50
GE + Interview 25+ / 50 35+ / 50

Factors Affecting Cutoff

  1. Number of vacancies — More vacancies = lower cutoff (generally)
  2. Difficulty level — Harder paper = lower cutoff
  3. Number of applicants — More applicants = higher cutoff
  4. Category distribution — Reserved category cutoffs are always lower
  5. State-wise distribution — Some states have higher competition (UP, Bihar, MP)

How to Clear Cutoff — Strategy

Clearing Sectional Cutoff

  • Don't ignore ANY section — even 8/35 in one section can eliminate you
  • Identify 10-15 "sure shot" questions in each section — attempt them first
  • Accuracy > Attempts — 20 correct out of 25 attempted is better than 25 correct out of 35

Maximizing Overall Score

  • Quant: DI sets + Number Series + Quadratic = 20+ marks with high accuracy
  • Reasoning: Inequality + Syllogism + Blood Relations = 10+ easy marks, then do puzzles
  • English: Error Detection + Cloze = 10+ marks, then RC
  • GA (Mains): Attempt ALL 40 — factual recall, don't overthink

For Descriptive Paper

  • Practice letter format (date, address, subject, body, closing)
  • Keep essay structured: Introduction → Body (3-4 points) → Conclusion
  • Grammar and spelling matter more than ideas
  • Write within word limit — quality > quantity

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